Kukhokha tinhlawulo tahulumende ngetinkhokhelo nge-Etimad: sincumo ngemalanga langu-24, litfuba kuze kube ngu-1 Janabari 2027

I-Etimad namuhla iphakatsi kwetintfo letifunwa kakhulu e-Saudi Arabia, futsi sizatfu lusito lolusha: emabhizinisi emkhakha lozimele netinhlangano letingenzi inzuzo nyalo angacela ku-inthanethi nge-Etimad kutsi akhokhe ngetinkhokhelo tinhlawulo tahulumende letibhaliswe ngawo enkundleni ye-Efaa. Lokubalulekile kumnikati: sikhungo lesinike inhlawulo sibuketa sicelo ngemalanga langu-10, futsi Litiko leTetimali lenta sincumo ngemalanga langu-14, cishe emalanga langu-24 sewonkhe. Kodvwa lelilungelo lelivumela tinkhokhelo liphela kungakadluli ngu-1 Janabari 2027, cishe emaviki langu-7 kusukela namuhla, ngaphandle kwekutsi lelulwe nobe umtsetfo lomusha weMali yeMbuso ucale kusebenta kucala. Lokulukhuni akusilo lifomu, kodvwa yimininingwane yetimali lotawucelwa yona.

Yini lesishintjile ku-Etimad kuleliviki

Sikhungo Savelonkhe Setinhlelo Temitfombo yaHulumende simemetele kutsi lusito lwekucela tinkhokhelo tetinhlawulo selulungile ku-Etimad kumabhizinisi lazimele nakutinhlangano letingenzi inzuzo, futsi lufaka emacala labhaliswe tikhungo tahulumende ngelibhizinisi ku-Efaa, ngekusho kweliphephandzaba i-Al-Eqtisad mhla tinge-9 Lweti 2026. Ngekusho kwe-Sada Tabuk, lecaphuna umhlahlandlela welusito:

• Libhizinisi likhetsa licala linye nobe lamanyenti labhalisiwe, bese kukhombiswa inani lonkhe lelikweletwako.
• Liphakamisa sikhatsi sekukhokha, futsi luhlelo lubala ngeligesi inani lenkhokhelo ngaphambi kwekutsi sicelo setfulwe ngalokusemtsetfweni.
• Sikhungo sahulumende lesinike inhlawulo sibuketa sicelo, bese sitfunyelwa eLitikweni leTetimali kutsi lihlolisise simo setimali selibhizinisi nelikhono lalo lekukhokha ngaphambi kwesincumo sekugcina.
• Umhlahlandlela awubeki inani lelincane nobe lelikhulu letinhlawulo letifanelekile, futsi awubeki umkhawulo welinani letinkhokhelo.

Sisekelo semtsetfo: Sincumo 105 sitsini ncamashi

Lolusito akusiso sinyatselo lesimi sodvwa. Kusebentisa ngeligesi Sincumo seMkhandlu weMangcongcoshe sinombolo 105 sangemhla wa-22/01/1448 nge-Hijri kanye neSimemetelo seNkhosi sinombolo M/44 sangemhla wa-28/01/1448, kokubili kwashicilelwa ephephandzabeni lelisemtsetfweni i-Umm Al-Qura mhla tinge-24 Kholwane 2026. Umbhalo losemtsetfweni utsi:

• Lilungelo lelikhetsekile: njengalokuhlukile kuTigaba 20 na 22 temtsetfo weMali yeMbuso, tinhlawulo letikweletwa Umbuso ngemabhizinisi lazimele netinhlangano letingenzi inzuzo tingakhokhwa ngetinkhokhelo ngekwemitsetfo levunywe nguNgcongcoshe weTetimali.
• Inchubo: libhizinisi liletsa sicelo esikhungweni lesinike inhlawulo, lesisifundzisisako bese sitfumela imiphumela yaso eLitikweni leTetimali ngemalanga langu-10; Litiko lenta sincumo ngemalanga langu-14 kusukela nasifika.
• Litfuba lesibili: libhizinisi lingacela nangabe sicelo lesendlulile singazange semukelwe ngaphambi kwekutsi sincumo sicale kusebenta.
• Sikhatsi: kusebenta kusukela lilanga lelilandzela kuphela kwemalanga langu-14 kusukela kushicilelwa, futsi kuphela kungakadluli ngu-1 Janabari 2027, nobe nakucala kusebenta umtsetfo lohlongotwako weMali yeMbuso nemitsetfo yawo, kuye ngekutsi ngukuphi lokufika kucala.
• Kwenta kube ngeligesi: sincumo sanika Sikhungo saseSaudi seMininingwane neBuhlakani Lobentiwe (SDAIA) kanye neSikhungo Savelonkhe Setinhlelo Temitfombo yaHulumende, ngekusebentisana neLitiko leTetimali, umsebenti wekwenta ticelo tetinkhokhelo tetikweletu teMbuso tisebente ngeligesi ngetinkundla tavelonkhe ngemalanga langu-45. Lusito lolusekhona nyalo ku-Etimad ngumphumela waleso sigaba.

Emaphepha etimali: lapha emabhizinisi lamanyenti ayaphatseka

Sincumo sihlanganisa kuvunywa nelikhono lelibhizinisi lekukhokha, ngako umhlahlandlela welusito, njengoba kubikwe yi-Sada Tabuk, ucela imininingwane yetimali neyasebhange: libito lelibhange, sikhatsi se-statement, inani lalo lonkhe lalifakiwe, imali lesele ekugcineni, imibiko yetimali nobe incwadzi letsi ayikho, umbiko we-SIMAH wetikweletu, emarekhodi ebantfu lokweletwa bona kwebhizinisi, kanye nebufakazi betibopho tetimali netetivumelwano lesekhona.

Libhizinisi lelibhala ema-akhawunti alo emabhukwini lahlakatekile nobe emashidini e-Excel langavumelani nebhange litawuchitsa emalanga labutsa letinombolo, futsi lingaletsa tinombolo letiphikisanako letentakalisa sicelo. Libhizinisi lelivala ema-akhawunti njalo ngenyanga ohlelweni lwetekubalwa kwemali lolufaniswe nebhange lingakhipha lokunyenti kwalemininingwane ngelihora linye. Umehluko awusiwo wetebuchwepheshe kuphela: kumayelana nekwetsembeka kwesicelo sakho embikwesikhungo lesihlola likhono lakho lekukhokha.

Ngaphambi kwekucela: yati kutsi yini lebhaliswe ngawe ku-Efaa

Emabhizinisi lamanyenti atfola licala kuphela nangabe lusito lumisiwe nobe kuvuselela kubhaliswa kwehluleka. Litiko leTetimali lichaza ekhasini lalo lekukhokha emacala ahulumende labhaliswe ngemabhizinisi kutsi i-Efaa ikhombisa onkhe emacala lakhishwe tikhungo tahulumende, njengemacala etemvelo, ebuhwebi, etimoto kanye nebunikati bemcabango; kutsi kufuna kwentiwa ngenombolo yekubhaliswa kwebhizinisi nobe inombolo yesikhungo; kutsi lusito lumahhala; kutsi kukhokha kwentiwa nge-SADAD, mada nobe likhadi lesikweletu; nekutsi lucingo lwelusito ngu-19990.

• Beka sisebenti sinye kutsi sihlole i-Efaa njalo ngenyanga, bese ubhala onkhe emacala kanye nelusuku nesikhungo lesiwakhiphile.
• Hlukanisa lotawuphikisana nako kulokwemukelako: tinkhokhelo tetemali lotayikhokha ngempela.
• Khumbula kutsi umhlahlandlela we-Etimad weticelo tekukhululwa netetinkhokhelo utsi akukwati kwentiwa sicelo sesikweletu lesesinesinye sicelo lesisebentako, ngako ungaphindzi ticelo.

Umbono we-Origami

Lokumangalisako akusito tinkhokhelo ngekwato, kodvwa yindlela: sincumo lesakhishwa ngaKholwane, umyalo wekutsi senteke ngeligesi ngetinkundla tavelonkhe ngemalanga langu-45, futsi sifika ebhizinisini njengelifomu le-inthanethi lelibala inkhokhelo ngalokwalo. Hulumende nyalo usebentelana nemabhizinisi ngemininingwane, uhlola likhono lekukhokha nge-statement yasebhange nangembiko we-SIMAH, hhayi ngencwadzi lechaza simo.

Ngako sibona kutsi kulungiselela lolusito naloletako kucala ngekhatsi ebhizinisini: ema-akhawunti lavalwa njalo ngenyanga, ema-statement asebhange lafaniswe, kanye nerekhodi lelicacile letibopho. Libhizinisi lelinalemininingwane ilungile lisebentisa lonkhe lusito lolusha lwahulumende ngemalanga lambalwa; lelingenayo liphutsa emalanga ekugcina. Nangabe ufuna kwati kutsi ucale kuphi kuhlela imininingwane yenkampani yakho, nguloko lesikwentako etinsitakalweni te-Origami.

Sifinyeto: yini lokufanele uyente kuleliviki

• Ngena ku-Efaa ngenombolo yekubhaliswa kwebhizinisi bese utfola luhlu lwemacala labhaliswe ngelibhizinisi lakho nenani lawo lonkhe.
• Lungisa ema-statement asebhange nemibiko yetimali yakamuva lekhona, bese ucela umbiko we-SIMAH wetikweletu welibhizinisi lakho.
• Faka sicelo nge-Etimad masinyane: inchubo lesemtsetfweni itsatsa emalanga langafika ku-24, futsi lilungelo liphela kungakadluli ngu-1 Janabari 2027.
• Nangabe sicelo lesendlulile salahlwa ngaphambi kwekutsi sincumo sicale kusebenta, umbhalo ukuvumela kutsi uphindze ucele.

Imitfombo

• Liphephandzaba lelisemtsetfweni i-Umm Al-Qura: Sincumo seMkhandlu weMangcongcoshe sinombolo 105 lesivumela tinkhokhelo tetinhlawulo teMbuso kumabhizinisi lazimele netinhlangano letingenzi inzuzo (ngesi-Arabhu) — umbhalo, tikhatsi, sikhatsi sekusebenta nesigaba sekwenta ngeligesi, 24 Kholwane 2026.
• Liphephandzaba lelisemtsetfweni i-Umm Al-Qura: Simemetelo seNkhosi sinombolo M/44 (ngesi-Arabhu) — simemetelo lesivuma sincumo nesikhatsi saso.
• Litiko leTetimali: kukhokha emacala ahulumende labhaliswe ngemabhizinisi (ngesi-Arabhu) — tinhlobo temacala ku-Efaa netinyatselo tekufuna nekukhokha.
• Etimad: umhlahlandlela wemsebentisi wekucela kukhululwa, tinkhokhelo nobe kuhlela kabusha (ngesi-Arabhu) — imitsetfo yeticelo tetinkhokhelo ekuphatseni tikweletu, Indlovana 2024.
• Al-Eqtisad: I-Etimad ivumela tinkhokhelo temacala emabhizinisi lazimele netinhlangano letingenzi inzuzo (ngesi-Arabhu) — simemetelo seSikhungo Savelonkhe Setinhlelo Temitfombo yaHulumende, 9 Lweti 2026.
• Sada Tabuk: I-Etimad ivumela emabhizinisi kukhokha ngetinkhokhelo tinhlawulo tahulumende letibhaliswe ku-Efaa (ngesi-Arabhu) — tinyatselo nemaphepha ngekwemhlahlandlela welusito, 8 Lweti 2026.