Encenyeni yesihlanu sakha lifayela lelicembu kuze kutsi onkhe lidokhumenti litfolakale ngesikhatsi lelidzingeka ngaso. Lamuhla sikhipha kulelofayela lidokhumenti linye lelinesimo lesehlukile kuwo onkhe lamanye: i-invoyisi. Lamanye emadokhumenti akho uwagcinela wena kanye nekungavumelani lokungenteka. I-invoyisi yona uyikhipha ngesakhiwo lesibekwa ngumlawuli, ngesikhatsi lesibekwa ngumlawuli hhayi nguwe.

Lapho ngiko lapho kuhlala khona inkinga lephindvekako emahhovisi etakhiwo lamancane naleliphakatsi. Kukhishwa kwema-invoyisi kutsatfwa njengemsebenti wekubalwa kwetimali lobutselwa ekupheleni kwenyanga. Sisebenti semukela lisheke noma imali lebhadalwe ngelibhange bese sibhala lirisidi ngesandla noma umlayeto wekucinisekisa, bese ekupheleni kwenyanga umbali wetimali uhlala phansi aguce lolohlu lube ma-invoyisi. Lolulandzelelano lwalusebenta nelibhuku lelphepha. Lamuhla luletsa kwehluleka lokuphindziwe: kwehluleka ngekwemtsetfo ngobe lidokhumenti alizange likhishwe ngesikhatsi lebelifanele kukhishwa ngaso, kanye nekwehluleka ngekwekusebenta ngobe loko lokushiwo libhuku akusoloko kuvumelana naloko lokufike elibhange.

I-invoyisi ingeyesikhatsi sekucoqwa kwemali, hhayi ngeyekuphela kwenyanga

Indlela lefanele yekucabanga ilula. I-invoyisi ayisiyo sifinyeto losibhala ngemuva kwesikhatsi mayelana nesehlakalo lesesendlulile. Ingumphumela wetimali wesehlakalo lesitsite lesentekile ngesikhatsi lesitsite. Ehhovisi letakhiwo, tehlakalo letiletsa ema-invoyisi tincane futsi ticacile: sitolimende selirenti lesifike sikhatsi saso futsi sacoqwa, ikomishini yebubhulokha leyitfolwe esivumelwaneni lesiphotfuliwe, imali levunyelwene yemsebenti noma yekuphatsa, kanye nanoma nguluphi lungiso kuletintsatfu.

Nangabe i-invoyisi yentiwa sehlakalo sekucoqwa kwemali ngokwaso, lonkhe luhlobo lwetinkinga luyanyamalala ngaphandle kwekutsi luphatfwe: ayikho imali lengena ku-akhawunti ngaphandle kwelidokhumenti, alikho lidokhumenti lelikhishelwa imali lengazange ifike, futsi asikho sikhala emkhatsini wesitatimende selibhange neliphepha lekucoqwa kwemali lesidzinga kusihlwa lokuphelele kuze sichazwe. Hlukanisa letikhatsi letimbili futsi utawube ufaka lolwati lolufanako kabili etindzaweni letimbili, futsi konkhe kufaka kabusha kulitfuba lelisha lekungavumelani nawe uqobo.

Luvivinyo loluphatsekako loluveta kutsi umi kuphi lamuhla: tsatsa tinkhokhelo letilishumi tekugcina letingene ku-akhawunti yakho ubute, ngayinye yato, kutsi lidokhumenti layo lakhishwa nini uma kucatsaniswa nelilanga lefike ngalo imali. Nangabe imphendvulo kunyenti yato itsi ngemuva kwemalanga noma emaviki, inkinga yakho ayisiyo isoftware ye-invoyisi. Inkinga yindzawo lapho kukhishwa kwema-invoyisi kuhlala khona ngekhatsi kwenchubo yakho yekucoqwa kwemali.

Tehlakalo letine letiletsa lidokhumenti ehhovisi letakhiwo

Ngaphambi kwekukhuluma ngananoma nguyiphi indlela yekusebenta, bhala phansi tehlakalo letiletsa lidokhumenti ehhovisi lakho bese unika ngasinye umtsetfo lobhaliwe:

  • Sitolimende selirenti. Singesesivumelwano sinye, licembu linye kanye nesikhatsi lesichaziwe. Umtsetfo lobaluleke kakhulu lapha kutsi i-invoyisi imboza sikhatsi lesihlobene nenkhokhelo, hhayi inyanga lefike ngayo imali ngengoti. Kudidanisa lokubili ngiko lokwenta kuvumelanisa tivumelwano nema-invoyisi kungenteki ngemuva kwemnyaka.
  • Ikomishini yebubhulokha. Iba ngulekufanele ikhokhwe esehlakalweni longasibita ngalokucondzile: kusayinwa kwesivumelwano noma kuphotfulwa kwesivumelwano sekutsengiselana, ngekuya kwesivumelwano sakho lesibhaliwe. Ngumsebenti lowenta kulohlangotsi lolutsite, ngako-ke kutsi ngubani lotawukhishelwa i-invoyisi kufanele kwatiwe ngaphambi kwekutsengiselana, hhayi ngemuva kwako.
  • Imali yekuphatsa neyemisebenti. Imali yekukhishwa kwesivumelwano, imali yekuphatsa takhiwo, umsebenti lowengetiwe lovunyelwene. Ngumugca lonakwa kakhulu ngobe mncane, futsi ngumugca lophikiswa kakhulu kamuva ngobe kute lokubhala kutsi bewukhokhiselwani.
  • Kulungisa nekukhansela. Inkhokhelo lebuyiselwe, sivumelwano lesicedvwe singakacali, imali lekhokhiswe ngephutsa. Loku akuphatfwa ngekucisha lidokhumenti lekucala ubese uyalibhala kabusha, kodvwa ngelidokhumenti lekulungisa lelixhunywe kulelo lekucala.

Naka kutsi kuhlelwa kwentsela kwalesimo nalesimo akusiko lokutsatfwa ngekuchachazela. Kucashisa kwetindlu tekuhlala kuphatfwa ngendlela lehlukile kunekucashisa kwetakhiwo tebhizinisi, ikomishini yebubhulokha inesimo sayo, futsi imali yemisebenti nayo inesayo. Lokuhlela kucedvwa ngaphambi kwekutsi i-invoyisi yakho yekucala ikhishwe, hhayi ngemuva kwemnyaka ukhipha, futsi lokukhonjwa kuko nguSiphatsimandla seZakat, Intsela neMakhastomu (ZATCA) kanye nemihlahlandlela lesiyishicilelako — hhayi umbono wesisebenti noma iresiphi lekopishwe kulelinye lihhovisi.

Loko lokufanele kube kuhlantekile ngaphambi kwe-invoyisi yekucala

Ema-invoyisi e-elekthroniki aveta kuphitsitana lebekufihlwa ngulibhuku lelphepha, ngobe afaka imininingwane yelihhovisi lakho elidokhumentini lelilawulwako esikhundleni semubiko wangekhatsi longafundvwa ngumuntfu. Tintfo letine kungcono kutsi tilungiswe ngaphambi kwekukhishwa kunekutsi tilungiswe ngemuva:

  • Imininingwane yenhlangano. Libito lelisemtsetfweni, inombolo yekubhaliswa kwentsela kanye nelikheli kanjengoba kubhaliswe ngalokusemtsetfweni. Liphutsa lapha liyaphindvwa kuyo yonkhe i-invoyisi loyikhiphako.
  • Kwati lolomunye lohlangotsi. Ingabe umcashi ulibhizinisi lelinenombolo yekubhaliswa kwentsela, noma umuntfu lotimele? Imphendvulo iyancuma kutsi nguluphi luhlobo lwelidokhumenti lolusebentako, futsi umehluko emkhatsini we-invoyisi yentsela ne-invoyisi yentsela lelula uncike kuloko kuhlelwa. Kubuta ngesikhatsi sekusayinwa kwesivumelwano kulula kakhulu kunekukulandzelela emvakwetinyanga letisitfupha.
  • Incazelo yemsebenti nesikhatsi. Inkhulumo lefana nekutsi inkhokhelo yelirenti ayenele. Incazelo lekuvikelako ibala licembu, inombolo yesivumelwano kanye nesikhatsi lesimbonjwa yinkhokhelo. Yileyo ncazelo lefanako leyenta kuvumelanisa kube lula futsi ivale noma nguyiphi imphikiswano nemcashi mayelana nekutsi nguyiphi inyanga lesesikhokhiwe.
  • Kuxhumana nelicembu nesivumelwano. I-invoyisi lengakabotjelwa elicembwini lelatiwako ikubuyisela enkingeni lefanako ncamashi yencenye yekucala: tinombolo letilungile letingakwati kukutjela kutsi tichaza liphi licembu. Botsela lidokhumenti elicembwini njengoba nje ubotsele onkhe lamanye emadokhumenti kulo.

Ngasekhatsi kwebuchwepheshe nesikhatsi, ema-invoyisi e-elekthroniki eMbusweni etfulwa nguSiphatsimandla seZakat, Intsela neMakhastomu ngetigaba letimbili: sigaba sekwakha, bese kuba sigaba sekuhlanganisa, lesetfulwa ngemagagasi lamenyetelwa siSiphatsimandla, labakhokhi bentsela labahlosiwe batiswe kusenesikhatsi. Lokukhonjwa kuko kuphela mayelana naloko lokusebenta kuwe nekutsi nini ngemakhasi lasemtsetfweni eSiphatsimandla kanye nesatiso losamukela kuso — hhayi kucagela kwembali wetimali noma setsembiso semtsengisi.

Kulungisa nemanothi: lapho onkhe sikhala sibonakala khona

Kucoqwa kwemali lokujwayelekile kuhamba ngendlela yinye, ngako-ke kulula kukulawula. Kulungisa kuhamba ngetindlela letimbili ngesikhatsi sinye: imali iyashintja, bese kukhishwa lidokhumenti lelilawulwako kuze kukhonjiswe lolushintjo. Leti timo letiwisa emahhovisi kakhulu, ngobe atizange ticatjangwe ngaphambi kwekutsi tenteke.

Timo lokufanele vele unemphendvulo lebhaliwe yato:

  • Umcashi uyaphuma ngaphambi kwekuphela kwesikhatsi futsi ufanele kubuyiselwa incenye yelirenti. Kubuyiselwa loko kubhalwa njani, futsi ingabe kuxhunywe ku-invoyisi yekucala noma kukhishwa njengelidokhumenti lelintjintjako lodvwa?
  • Saphulelo lesivunyelwene ngemuva kwekukhishwa kwe-invoyisi, njengenyanga yamahhala ngenca yekuvuselela. Ingabe saphatfwa ngelidokhumenti lekulungisa, noma saphatfwa ngemlomo kantsi i-invoyisi yekucala yasala ingavumelani neliciniso?
  • Imali lekhokhiswe licembu lelingasilo. Imphendvulo akusiko kucisha lidokhumenti kodvwa kulilungisa ngendlela lechaziwe legcina umkhondvo waloko lokwentekile.
  • Imali yesibambiso lemukelwe kumcashi. Ingabe itsatfwa njengemali lengenako noma njengemali lephetfwe ngekwetsembeka? Kudidanisa lokubili kuphambukisa sibalo semali lengenako futsi kwenta kubuyiselwa kwesibambiso kube nzima ngesikhatsi umcashi aphuma.

Umtsetfo lojwayelekile lokusindzisako: onkhe lidokhumenti lekulungisa lixhunywe kulelo lekucala, futsi onkhe lidokhumenti lelikhishiwe lishiya umkhondvo noma ngabe likhanseliwe. Kucisha ngekuthula akusiso sisombululo, ngobe kushiya sikhala elulandzelanweni lokunzima kusichaza kamuva kunoma ngukuphi kubuyeketwa noma kungavumelani.

Umbono we-Origami

Temhlaba netakhiwo kanye nemahhotela ngulenye yemikhakha yetfu yebungcweti, futsi lapho sivula indzaba yema-invoyisi e-elekthroniki kusukela emjikelezweni wekucoqwa kwemali, hhayi elitikweni lekubalwa kwetimali. Sizatfu kutsi emakhasimende lamanyenti lasicela kutsi silungise inkinga ye-invoyisi atfola ngemuva kwesigaba sekucala kutsi inkinga akusilo lidokhumenti nhlobo — kutsi inkhokhelo lebekufanele ilikhiphe ibhalwa sekwephuzile, ibhalwa ngaphandle kwekuxhunywa esivumelwaneni, noma ibhalwa endzaweni lengakaze ibonwe ngumuntfu lokhipha i-invoyisi.

Lulandzelelano lesiluncomako: lungisa kucala umjikeleto wekufika kwesikhatsi sekukhokha nekubhala lesawakha encenyeni yesitsatfu, bese wenta kukhishwa kwelidokhumenti kube sinyatselo ngekhatsi kwekucoqwa kwemali esikhundleni semsebenti wanyanga yonkhe, bese uchaza indlela yekulungisa neyemanothi ngaphambi kwekutsi uyidzinge. Ngiyo leyo ndlela lesisondzela ngayo emaphrojekthi emkhakheni wetemhlaba netakhiwo nemahhotela. Mayelana nekulandzela imitsetfo, sibambelela emtsetfweni munye ngaphandle kwekuhlukanisa: lokukhonjwa kuko kuloko lokushicilelwa nguSiphatsimandla seZakat, Intsela neMakhastomu, futsi kulandzela imitsetfo kucinisekiswa emtfonjeni wakhe losemtsetfweni, hhayi nanini ekushweni kwekukhangisa.

Loko longakwenta kuleliviki

  • Bhala tehlakalo takho tekukhishwa kwema-invoyisi ekhasini linye usebentisa timo letine letingenhla, futsi kuso ngasinye bhala kutsi siba ngulesifanele kukhokhwa nini nekutsi ngubani lokhishelwa i-invoyisi.
  • Buyeketa tinkhokhelo takho letilishumi tekugcina bese ukala sikhala emkhatsini welilanga lefike ngalo imali nelilanga lakhishwa ngalo lidokhumenti layo. Leso sikhala siyinkhomba yakho yekucala.
  • Gcwalisa imininingwane yalolomunye lohlangotsi etivumelwaneni takho letisasebenta, ikakhulu kutsi umcashi ulibhizinisi noma ngumuntfu lotimele kanye nenombolo yakhe yekubhaliswa kwentsela lapho ikhona.
  • Cinisekisa sidzingo lesisebenta enhlanganweni yakho ngco emakhasini aSiphatsimandla seZakat, Intsela neMakhastomu kanye nasetatisweni lesesikutfumelele tona.
  • Buta umtsengisi wakho umbuto munye locondzile: ingabe kulandzela kwenu imitsetfo kumenyetelwe futsi kungacinisekiswa emtfonjeni losemtsetfweni, futsi niliphatsa njani lidokhumenti lekulungisa lelixhunywe ku-invoyisi yekucala?

Encenyeni lelandzelako

Kusele incenye yinye kuze kuvalwe luchungechunge: tinombolo lotsatsa ngato tincumo. Sesikhulume ngesikhala sekubona, simo selicembu, umjikeleto wekucoqwa kwemali nekuvuselela, indlela yekulungisa, lifayela lemadokhumenti kanye ne-invoyisi. Incenye yesikhombisa iguca konkhe loku kube tinkhomba letisitfupha loyiphatsa ngato liphothifoliyo — linani lekuhlalwa kwetakhiwo, sikhatsi lesijwayelekile setakhiwo letingenalutfo, linani lekucoqwa kwemali ngesikhatsi, budzala bemali lesemuva, tindleko tekulungisa ngelicembu ngalinye kanye nelinani lekuvuselela — kutsi ngayinye ishintja njani sincumo sangempela, kanye nelulandzelelano lwemalanga langemashumi layimfica lwelihhovisi lelicala ecandzeni.

Imitfombo