Kungani titolo letinyenti kangaka tilahlekelwa kutsengisa esinyatselweni sekugcina kanye?

Umtsengi ufika esitolo sakho, abukabuke, afake umkhicito enkalishini yekutsenga... bese uyanyamalala ekukhokheni. Loku kwenteka onkhe malanga etitolo letinyenti letinetinkhulungwane. Lucwaningo lwe-Baymard Institute, lolugcile kakhulu ezifundvweni te-UX, lubeka silinganiso lesimaphakatsi sekushiywa kwetinkalishi kulabalinganiselwa ku-70% — lokusho kutsi emakhasimende lasikhombisa kuwo onkhe lalishumi lalungele kutsenga ahamba ngaphambi kwekucedzela i-oda. Tindzaba letimnandzi: ingcenye lenkhulu yalokulahlekelwa ivela ekwakhiweni kwelikhasi lekukhokha ngalokwalo — futsi loko kungalungiswa.

Likhasi lekukhokha alisiyo imininingwane yetobuchwepheshe lencane; kusikhatsi lapho inhloso iphendvuka khona imali lengenako. Kuntjintjwa lokuncane lapha kungakhulisa kutsengisa ngaphandle kwekusebentisa ngisho i-riyal yinye leyengetiwe ekukhangiseni.

Tizatfu letijwayelekile kakhulu letenta emakhasimende ashiye tinkalishi tawo

  • Tindleko tekumangalisa: imali yekutfumela nobe intsela lebeyingakacaci kusukela ekucaleni ingusizatfu sekucala lesenta bantfu bayeke. Khombisa tindleko tonkhe kusenesikhatsi.
  • Kuphocelelwa kuvula i-akhawunti: kufuna kubhalisa ngaphambi kwekutsenga kuyawacosha emakhasimende lamasha. Nika litfuba lekukhokha njengesivakashi.
  • Inchubo lendze neyinkimbinkimbi: tindzawo letinyenti kakhulu kanye netinyatselo letinyenti kudzinisa likhasimende, futsi yonkhe indzawo leyengetiwe ilitfuba lekulilahlekelwa.
  • Tindlela tekukhokha letilinganiselwe: kungabi khona kwe-mada, i-Apple Pay nobe i-STC Pay kusho kulahlekelwa yingcenye lenkhulu yalabatsengi baseSaudi.
  • Kwetsemba lokubutsakatsaka: kungabi khona kwetimpawu tekuphepha nobe kwenchubomgomo yekubuyisa lecacile kwenta emakhasimende angabate ngaphambi kwekufaka likhadi lawo.
  • Lokuhlangabetanwa nako lokubi kumakhalekhikhini: kutsenga lokunyenti eSaudi kwentiwa ngemakhalekhikhini; nobe nguliphi lijubane lelinensa nobe kwakhiwa lokungavumelani netikrini kukulahlekisela kutsengisa.

Tisekelo telikhasi lekukhokha leliyatsengisa

  1. Kukhokha njengesivakashi kucala: vumela bantfu bacedzele i-oda ngaphandle kwe-akhawunti, bese unika kuvula i-akhawunti ngekuchofta kanye ngemuva kwekutsenga.
  2. Tindzawo letimbalwa ngangekwenteka: cela kuphela loko lokudzingwa kutfunyelwa nekukhokha; sebentisa kugcwaliswa kwelikheli ngalokutenteka kanye nendzawo lesekelwe kumephu.
  3. Kuvuleleka ngetindleko: khombisa intengo yemkhicito, kutfunyelwa, intsela kanye nalokuphelele ngaphambi kwesinyatselo sekukhokha, hhayi ngemuva kwaso.
  4. Tindlela tekukhokha tasekhaya: i-mada, i-Apple Pay ne-STC Pay, kanye netindlela tekukhokha ngetitolwana njenge-Tabby ne-Tamara — letikhulisa linani lelimaphakatsi le-oda etitolo letinyenti taseSaudi — kanye nekukhokha ngesikhatsi sekulethwa kulabo labakhetsa loko.
  5. Sikhombisi senchubekelembili lesicacile: tjela likhasimende kutsi likusiphi sinyatselo nekutsi kusele lokungakanani.
  6. Imilayeto yemaphutsa lesheshako necacile: hlola tindzawo ngesikhatsi sangempela futsi uchaze emaphutsa ngelulwimi lolulula ngaphandle kwekusula loko likhasimende selikufakile.
  7. Timphawu tekwetsemba: sitifiketi sekuphepha, inchubomgomo yekubuyisa lecacile kanye netindlela tekuchumana letibonakalako kwenta umtsengi atsiseke.
  8. Lijubane nekuvumelana nemakhalekhikhini: tinkinobho letinkhulu, likhibhodi lelifanele endzaweni ngayinye, kanye nekulayisha lokusheshako.

Lokuhlukile ngemakethe yaseSaudi

Umtsengi waseSaudi ulindzele lokuhlangabetanwa nako kwesi-Arabhu lokuyikho (kusukela ngesekudla kuya ngesencele), hhayi kuhunyushwa ngco; ukhetsa tindlela tekukhokha tasekhaya; futsi utsintseka kakhulu tikhatsi tekulethwa letigcacile kanye nekutfolakala kwekukhokha ngesikhatsi sekulethwa. Kuhlanganiswa kwe-"tsenga nyalo, ukhokhe ngemuva" nako sekube sici sangempela esincumweni sekutsenga, ikakhulukati kuma-oda lanenani lelikhulu. Kungawunaki lemininingwane kusho kunikela ngalokuhlangabetanwa nako "lokungenisiwe" lokungahambisani nelikhasimende lakho.

Yonkhe indzawo leyengetiwe nayo yonkhe sinyatselo lesengetiwe ekukhokheni kungumnyango wangemuva lapho likhasimende lakho liphuncuka khona.

Kulinganisa njani nekuchubeka kutfutfukisa

Landzelela silinganiso sakho sekucedzelwa kwekukhokha kanye nekushiywa kwetinkalishi ngetinhlelo tekuhlatiya, futsi ubone ncamashi kutsi nguyiphi sinyatselo lapho emakhasimende ahamba khona. Bese uhlola kutfutfukiswa kancane kancane ngekuhlola kwe-A/B: zama tindzawo letimbalwa, nobe wengete indlela yekukhokha, bese ulinganisa umtselela ngetinombolo esikhundleni sekucagela.

Indzima ye-Origami

Ku-Origami sakha titolo letentelwe wena kanye netinchubo tekukhokha letilungiselelwe kuguculwa kwetivakashi futsi letihlanganiswe netindlela tekukhokha taseSaudi kanye nebahlinzeki bekutfumela — nobe sitfutfukisa sitolo sakho lesikhona kute silungise tindzawo tekuvuta ohambweni lwekutsenga. Inhloso yinye kuphela: kuphendvula ingcenye lenkhulu ngangekwenteka yetivakashi ibe ngemakhasimende langempela.

Imitfombo

  • Baymard Institute — tibalo tekushiywa kwetinkalishi tekutsenga: baymard.com
  • mada — Libhange Lelikhulu laseSaudi (SAMA): sama.gov.sa
  • Tabby ne-Tamara — tsenga nyalo, ukhokhe ngemuva eSaudi Arabia