Libhange Lelikhulu laseSaudi Arabia lamuhla lingulelinye lalokufunwa kakhulu ku-Google e-Saudi Arabia, futsi lesinye setimemetelo talo takamuva sibalulekile kubanikati betitolo kwendlula letinyenti: ngamhla ti-17 Septemba 2026, i-SAMA yatsi i-Tap to Pay ku-iPhone itawutfolakala masinyane eMbusweni. Nase yetfuliwe, batsengisi batawukwemukela emakhadi e-mada nalamanye emakhadi nema-wallet edijithali ekukhokha ngaphandle kwekutsintsa ku-iPhone, ngaphandle kwemshini wemakhadi lowehlukile. Kodvwa kusukela ngamhla ti-30 Oktoba 2026, i-Saudi Arabia ayikho ohlwini lolusemtsetfweni lwe-Apple lwemave nebahlinzeki betinkokhelo labasekela lolusito, ngako alukafiki kubatsengisi. Sinyatselo lesifanele nyalo akukhona kutsenga timfoni letinsha, kodvwa kulungiselela: yati kutsi ngutiphi tinsimbi takho letifanelekako, bese ubuta libhange lakho nobe umhlinzeki wakho wetinkokhelo kutsi utawunikela lolusito nini futsi ngayiphi imali.

Libhange lelikhulu limemetele ini ncamashi?

Ku-simemetelo salo lesisemtsetfweni, Libhange Lelikhulu laseSaudi Arabia (SAMA) latsi lusito lutawutfolakala masinyane, futsi lwamenyetelwa emhlanganweni we-Money20/20 Middle East lobewuseRiyadh kusukela ngamhla ti-14 kuya kuti-16 Septemba 2026. Simemetelo sinemaphuzu la-3 lamcoka ngco kubatsengisi:

  • Insimbi: tinkokhelo temukelwa ku-iPhone letihambisanako ngebuchwepheshe bekuchumana lokusedvute (NFC), lapho likhasimende lisondzetsa likhadi nobe lucingo lwalo ku-iPhone yemtsengisi.
  • Tindlela tekukhokha: emakhadi e-mada, kanye nalamanye emakhadi nema-wallet edijithali lasekela kukhokha ngaphandle kwekutsintsa.
  • Sisekelo: lusito lwakhelwe etikwelusito lwendzawo yekutsengisa ye-software (SoftPOS) i-SAMA leyalwetfula nga-2021, futsi luhlangabetana netidzingo tebuchwepheshe tasekhaya tengcalasizinda yetinkokhelo yavelonkhe.

Simemetelo asiniki lilanga lekwetfulwa futsi asiniki imali. Nobe nguliphi linani lolifundzako lamuhla mayelana nalolusito e-Saudi Arabia, alikaveli ku-SAMA nobe ku-Apple.

Kusebenta njani kumtsengisi?

Ngekusho kwe-likhasi le-Apple lemabhizinisi, lolusito ludzinga i-iPhone XS nobe lensha kakhulu, lusebenta kahle kakhulu nge-iOS yakamuva, futsi aludzingi sifundzi semakhadi nobe lenye i-hardware leyengetiwe. Ngakumtsengisi kunetinyatselo leti-3:

  1. Vula lusito ku-app yetinkokhelo lelusekelako yemhlinzeki wetinkokhelo losebenta naye.
  2. Faka linani lekutsengisa ku-app bese ubhekisa sikrini se-iPhone kulikhasimende.
  3. Likhasimende lisondzetsa likhadi lekukhokha ngaphandle kwekutsintsa, lucingo nobe liwashi lalo ku-iPhone yakho, bese inkokhelo iyaphela.

I-Apple itsi ku-likhasi layo labatakhi be-software konkhe kutsengiselana kubetelwa ngemakhodi futsi kucutshungulwa ku-Secure Element yelucingo, nekutsi i-Apple ayati kutsi kutsengwa ini nobe ngubani lotsengako. Liphuzu lelibaluleke kakhulu kumnikati wesitolo: imali ayicutshungulwa yi-Apple, kodvwa ngumhlinzeki wetinsita tetinkokhelo, lonemtfwalo wetitifiketi letidzingekako nekuhlelwa kwe-terminal lokuvunyiwe lokufakwa elucingweni lwakho. Ngako lusito lutawufika kuwe ngelibhange lakho nobe ngemhlinzeki wakho wetinkokhelo, hhayi nge-App Store kuphela. Lungafundza nelikhadi lelikhasimende ngaphandle kwekulikhokhisa, kute kutfolakale kutsenga kwangaphambilini nawubuyisela imali ngaphandle kwerisidi.

Kungani kubalulekile esitolo sakho: tinombolo tetindzawo tekutsengisa

Umbiko wemaviki wekutsengiselana etindzaweni tekutsengisa we-SAMA ukhombisa bukhulu balendzaba: eviki lelisukela ngamhla ti-18 kuya kuti-24 Oktoba 2026, uMbuso warekhoda kutsengiselana lokungu-229.12 wetigidzi etindzaweni tekutsengisa lokubalelwa ku-11.78 wetigidzigidzi temaRiyal. Tindzawo tekudlela nemakhefi todvwa tabalelwa kutsengiselana lokungu-56.17 wetigidzi lokubalelwa ku-1.57 wetigidzigidzi temaRiyal, lokulinganiselwa ku-28 emaRiyal ekutsengiselaneni ngakunye ngesilinganiso, ngekubala kwetfu kusuka etinombolweni temubiko. Loku kutsengisa lokuncane lokwentiwa kanyenti, futsi yikho lokubambeka nangabe umshini wemakhadi munye lokhona umatasatasa ekhawuntha.

I-Apple ibala kusetjentiswa lokufana nekutsengisa uhamba, titolo tesikhashana, kanye nekunciphisa imigca. Emakethe yaseSaudi, labazuza ngco kakhulu ngulaba:

  • Emaloli ekudla, emakhiyoski esizini, imicimbi kanye nemakethe tesikhashana.
  • Emakhefi netindzawo tekudlela ngetikhatsi tekuminyana: indzawo yesibili yekukhokha esandleni sesisebenti emkhatsini wematafula nobe ngasemugceni.
  • Kulethwa kwetimphahla nekukhokha emnyango, kanye nabochwepheshe bekulungisa nobe bekufaka labemukela inkokhelo lapho likhona likhasimende.
  • Emabhizinisi lamancane lasekhaya lokutsengisa kwawo kungakufanelekeli kucasha umshini wemakhadi.

Lusito seluyetfuliwe ngempela yini? Futsi lucingo lugcina kuphi?

Letinye tiwebhusayithi tibike kutsi lusito seluyetfuliwe ngalokusemtsetfweni. Loko lesikubona emitfonjeni lesemtsetfweni kusukela ngamhla ti-30 Oktoba 2026 kwehlukile: likhasi lekutfolakala kwemasevisi e-Apple Business libala i-Saudi Arabia emkhatsini wemave lafakiwe, kodvwa ngenchazelo lengentasi letsi lusito alutfolakali kuwo onkhe emave futsi lekhomba luhlu lwemave nebahlinzeki betinkokhelo, futsi loluhlu alukayifaki i-Saudi Arabia. E-United Arab Emirates, sibonelo, luhlu lukhombisa bahlinzeki labangu-4, kantsi eBahrain ngu-1. Ngekwenta, lusito lutawufika kuwe ngemhlinzeki wetinkokhelo wasekhaya, futsi sikhatsi singehluka kusuka kumhlinzeki kuya kulomunye.

Ngisho nangemuva kwekwetfulwa, lucingo alungeni esikhundleni sako konkhe:

  • Tinhlobo temakhadi: i-Apple ngekwayo itjela batsengisi kutsi babute umhlinzeki we-app yetinkokhelo kutsi ngutiphi tinhlobo temakhadi ekukhokha ngaphandle kwekutsintsa labangatemukela, ngako ungacabangi kutsi yonkhe inethiwekhi isekelwa kusukela ngelilanga lekucala.
  • Ikhawuntha lematasatasa: indzawo yekutsengisa lengagudluki lexhumene neluhlelo lwakho lwekutsengisa nesitoko ihlala ishesha kakhulu emugceni lomudze. Lucingo lwengeta indzawo yekukhokha; alungeni esikhundleni seluhlelo.
  • Tinsimbi telicembu: lolusito alusebenti kunobe nguyiphi imodeli lendzala kune-iPhone XS, kantsi lusito lwe-SoftPOS i-SAMA leyalwetfula nga-2021 selukhona kute kwemukelwe tinkokhelo kuma-smartphone, ngako buta umhlinzeki wakho kutsi usekela tiphi tinsimbi.
  • Timvume: lucingo ngalunye lolwemukela tinkokhelo ludzinga i-akhawunti lehlobene nesisebenti lesatiwako ngeligama kanye nemvume lecacile yekubuyisela imali, kute insimbi yemuntfu siqu ingaphenduki ibhokisi lemali lelingenamlawuli.

Imibuto lemi-5 yekubuta libhange lakho nobe umhlinzeki wakho wetinkokhelo

  1. Nitawuyisekela yini i-Tap to Pay ku-iPhone e-Saudi Arabia, futsi cishe nini?
  2. Yimalini lekhokhwako ekutsengiselaneni ngakunye nangabe icatsaniswa nemshini wemakhadi lengiwuchasha lamuhla, futsi kukhona yini imali yenyanga ngayinye?
  3. I-app iyawemukela yini i-mada netinethiwekhi tonkhe emakhasimende ami lakhokha ngato, futsi iyakusekela yini kufaka i-PIN elucingweni kumanani lamakhulu?
  4. Imali ifika nini ku-akhawunti yami, futsi kutsengiselana kwelucingo kuyavela yini embikweni munye nemishini yami yemakhadi?
  5. Lusito lungaxhunyaniswa yini neluhlelo lwetfu lwekutsengisa nobe ne-app yetfu, nobe luhlala luyi-app leyehlukile?

Umbono we-Origami

Lesimemetelo sisifundza njengekwandziswa kwetindzawo tekukhokha kunekutsi kube ngulokungena esikhundleni sekhawuntha. Etitolweni letinyenti, inzuzo yaso yeliciniso isetindzaweni umshini longagudluki longafiki kuto: litafula langaphandle, umugca ngesikhatsi sekuminyana, umnyango welikhasimende, likhiyoski lesizini. Ibhizinisi lelicala kubala kusukela nyalo kutsi kutsengisa lokungakanani lokulahlekako ngobe umshini walo munye umatasatasa nobe ukhashane, litawati ngelilanga lekwetfulwa kutsi lusito lufanele kuvulwa yini.

Nangabe une-app yakho yekuletsa timphahla, yekulungisa nobe yekubhukha, lusito alukhawulelwe kuma-app emabhange: i-Apple ivumela batakhi be-software kutsi balufake kuma-app abo ngemhlinzeki wetinkokhelo losekelako kanye nemvume lekhetsekile levela ku-Apple, ngako inkokhelo irekhodwa kanye ne-oda ngekwalo esikhundleni sekutsi ibhalwe ngesandla ekupheleni kwelilanga. Sichaze tisekelo tekuxhumanisa tindlela tekukhokha ku-athikili yetfu mayelana nekufaka i-mada ne-Apple Pay ku-app yakho. Nangabe ufuna kuhlela lokuxhumanisa, buka tinsita tetfu nobe usitsintse.

Sifinyeto

I-Tap to Pay ku-iPhone imenyetelwe ngalokusemtsetfweni yi-SAMA, kodvwa ayikafiki kubatsengisi. Kuleliviki: bala ema-iPhone XS nobe lamasha kakhulu elicenjini lakho, tfola kutsi ulahlekelwa kutsengisa kuphi ngobe umshini wemakhadi ukhashane, futsi ubute libhange lakho nobe umhlinzeki wakho wetinkokhelo leyimibuto lemi-5. Ngesikhatsi sekwetfulwa, cala ngelucingo lunye endzaweni yinye yekutsengisa bese ucatsanisa kutsengisa kwayo emavikini lamabili ngaphambi kwekukwandzisa.

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